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Small Business Ideas in Nigeria

Nendirmwa Dakup / November 29, 2025

Starting a business in Nigeria can feel overwhelming, especially with the rising cost of living and the uncertainty in the job market. This relentless drive is why Small and Medium Enterprises (SMEs) are the true backbone of the Nigerian economy. This is mostly because Nigeria is full of business opportunities; people spend a lot on food, clothing, transportation and digital services. However, only business-minded individuals can leverage these opportunities. You don’t need a million-dollar idea or a fancy international connection. You just need to look around, see what people need, and find a way to provide it well. And the good news is that Nigerians have a lifestyle that is built on hustle, so starting a business, no matter how little, will definitely bring in extra cash. This article will discuss practical small business ideas in Nigeria that are easy to start with small capital and have a high-profit potential. Food-Related Small Businesses Food is something Nigerians cannot do without. No matter the economy, people must eat. This makes food-based businesses some of the safest and most stable options. Foodstuff Business You can begin by selling foodstuffs like rice, beans, yams and other consumables. It’s one of the simplest small businesses in Nigeria because you don’t necessarily need a shop; you can begin from your house. And it is really profitable because a lot of people, especially in busy cities like Abuja, Port Harcourt and Lagos, usually lack time to go to the market. You now become the go-to person who sources high-quality, fresh foodstuffs directly from farmers or large wholesalers and resells them in smaller, convenient packages. With as little as ₦20,000, you can begin this business. Cooking and Small Catering If you love to cook and can actually cook well, this is your market. You can prepare fresh homemade meals at an affordable price and supply them to students, local businesses and especially busy working-class people. When you want to start, don’t try to cook everything. Start with a menu of probably 3 to 5 items. Start with what you know how to cook best. Additionally, you can post videos of you cooking in a clean kitchen and showcase the fresh vegetables and ingredients. You can make deliveries to offices or have a pickup point. Snacks and Pastries Small chops (buns, egg rolls, meat pies and doughnuts) are an integral part of every Nigerian wedding, birthday and celebration. Hence, selling small chops is a very profitable venture, as its demand is always constant. It is a small business idea Nigerians can leverage. It is easy and cheap to start because you don’t need an actual shop to start; you can begin from your kitchen, and the ingredients are also affordable. From your kitchen, you can begin by catering to small family parties; as you grow, you can expand to larger events. You can also partner with nearby schools to supply snacks. Introducing unique flavours to your small chops gives you an edge over others. But be sure to master one thing at a time. Small Retail and Daily-Need Businesses These ideas focus on common items people buy daily. Mini Provision Shop You can open a provision store where you sell biscuits, toiletries, drinks and household items. These are essentials of everyday life, and because of this, opening a mini provision shop is a very profitable small business idea in Nigeria. This also does not require you to have a shop first. If you live in a compound or neighbourhood with plenty of people, you can start from inside your room or set up a little kiosk. Mobile Phone Accessories This is one of the most profitable small business ideas in Nigeria. Nigerians buy new accessories often (from chargers to power banks, phone cases and screen guards), mostly due to phone damage or upgrades. You don’t need a shop; you can sell all these online. Create a community that trusts you on your social media handles, post clear pictures of what you sell and develop good marketing strategies. POS Business This remains one of the most popular small business ideas in Nigeria. While competition is high, you can still succeed if you stay in a busy environment and offer good customer service. You also don’t need a big or fancy shop to start. All you need is a good Android phone, the cash float, a reliable POS machine and a table or stand. However, before you start, you need to research your location and ask certain questions. These questions would help you decide where to set up your stand or where to rent as a shop. The wisdom lies in finding a spot with a gap in the market. Agriculture and Farming Ideas Agriculture is one sector of the economy that will always be valued. It is one of the small businesses in Nigeria that has helped young entrepreneurs. With very little capital, you can start a small farming business because food is always in demand. Poultry (Small Scale) Many Nigerians already do this, and it has been observed to be one of the profitable small business ideas in Nigeria. You can start with 10 to 20 layers or broilers in your backyard, and as they increase, you can construct a small poultry house for them, still within your vicinity. If well taken care of and fed well, they can be sold during festive seasons. Vegetable Farming Starting a farm to grow vegetables like spinach, okra or ugwu does not really cost much. A small piece of land, even within your compound, water and a few seedlings are enough. You grow the vegetables and sell them to market women or restaurants, because they are always looking for fresh vegetables. Catfish Farming (Beginner Level) Demand for catfish is always very high; hence, venturing into the catfish business is really profitable. You can start with a small pond, and because catfish grow fast, you can begin supplying to households and restaurants almost immediately. Clean Water and Sachet Water Production This

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How to Send Money to Nigeria from the USA: A Simple and Practical Guide

Nendirmwa Dakup / November 29, 2025

When you live in the United States and have family, friends, or business partners in Nigeria, sending money has to become a normal part of your life. It could be helping with school fees, handling business transactions, making sure there’s enough for a proper celebration, or simply letting your family know you’re thinking of them, even from thousands of miles away. Whatever it may be for, you definitely want a method that is fast, secure and, most importantly, affordable. You don’t want to lose your hard-earned dollars to excessively high fees and poor exchange rates. But, with so many exchange platforms out there, international money transfers can get confusing and scary. This guide explains the whole process and breaks down your options in simple English and helps you choose the right method that feels right for you, so you can send money to Nigeria from the USA with confidence and peace of mind. Key Factors to Consider Before Sending Money When comparing services, most people focus only on the transfer fee. As important as that is, there are two other main factors that often have a much bigger impact on how much naira finally lands in your recipient’s account: Exchange Rate This is the most important factor. The exchange rate (USD to NGN) is often the most significant hidden cost. Services don’t just use the mid-market rate (the “real” rate you see on Google). They add a margin. A small difference in the rate can mean a difference of thousands of naira for your recipient. Transfer Fees Also known as the upfront cost. This is the fee the service charges you to process the transaction. Some platforms have low fees; some have none; some charge more during busy periods. Choose a fee structure that aligns with your typical transfer amount. Speed How long will it take for the money to reach Nigeria? Options can vary from instant to several days. Your goal is to find the best combination of a good exchange rate and a low fee. A service with a $0 fee but a poor exchange rate will often end up costing you more than a service with a small fee and a great rate. Now let’s get into the practical part. Below are the most reliable and widely used ways to send money to Nigeria from the United States. Online Money Transfer Specialists These are the best option for most people because they are built specifically for international transfers. Hence, they offer a great balance of good rates, low fees and speed. Wise (formerly TransferWise) Wise is one of the most popular tools for sending money to Nigeria because it is known for good exchange rates and transparency. Wise uses the mid-market rate and charges a clear, low fee. You always see exactly how much naira will be received before you confirm. How it works: You create a Wise account, enter the amount you want to send, add the recipient’s Nigerian bank details, then pay with your US debit card, bank transfer, or ACH, and you pay a small, fixed percentage fee, and they use the official mid-market rate. Then the money is delivered directly into their bank account. Ideal for: People sending money regularly and looking for low fees and great rates. WorldRemit This is very popular for transfers to Nigeria. It is known for its flexibility with multiple payout options including direct bank transfer, mobile money and airtime top-up. It stands out for many Nigerians in the USA because the app is simple and user-friendly, and transfers are usually fast. How to use: Download the app, sign up or log in, choose Nigeria as the destination, select your delivery method, pay and send. Ideal for: People who want different delivery options beyond just bank transfer. Remitly Remitly offers two main speed options: Economy: Takes 3 to 5 days but at a lower fee. Express: Arrives in minutes but at a higher fee. This gives you flexibility depending on your urgency. They have a strong focus on transfers to Nigeria and other African countries. Money can go directly into bank accounts or cash pickup. How to use: Sign up on the website or app, choose between express or economy, add the recipient details, pay using a bank account, debit card or credit card and track the transfer in the app. Best for: People who want speed and are okay with paying a little extra for fast delivery. Sendwave This platform offers speed as well as zero transfer fees. They make their money on the exchange rate margin. It has a simple user interface and is great for smaller, urgent sends. How to use: Download the Sendwave app, verify your identity, add recipient bank details, pay with your US debit card, and the money arrives instantly. Best for: People looking for the best value, speed, and a user-friendly experience. Western Union and MoneyGram They are the legacy services with a massive network of agent locations across Nigeria for cash pickup because they are reliable. Their fees are usually higher, and their exchange rates are generally less favourable (higher mark-up) than the app-based services. You can send money online, via the app, or in person at a US agent location. The recipient can collect the cash from a participating bank (like First Bank or Access Bank for WU) or agent location in Nigeria. Ideal for: If your recipient doesn’t have a bank account or needs physical cash immediately. Also vital for emergencies. Important Things to Keep in Mind for a Smooth Transaction Have the Right Information: Before you start, be sure you have your recipient’s correct bank details: full name, bank name, and account number. A small typo can cause big delays or losses. Start Small: The first time you use any service, try sending a small amount first to test the process. If it works smoothly, you can then send larger amounts confidently. Watch Out for Promotions: Services like WorldRemit and Remitly often have welcome offers like

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Top 6 Banks in Africa

Nendirmwa Dakup / November 23, 2025

Africa’s banking sector has experienced significant growth over the years, with several banks emerging as leaders in the industry. These aren’t just cold, impersonal institutions with towering glass buildings. They are the engines that support small businesses, fund large projects and drive digital innovation across the continent. If you live in Africa or plan to relocate or invest, work or start up a business, having complete knowledge about the top banks in Africa will significantly increase your chances of making better decisions. In this article, we’ll take a closer look at the top banks in Africa, their strengths, and what sets them apart. Standard Bank Group (South Africa) Known as ‘stanbic’ in many African countries, Standard Bank appears first on any list of top banks in Africa. It was founded in 1862 and has a significant presence across the continent, with operations in 20 African countries. Its headquarters are located in South Africa, and it is arguably the largest bank in Africa, with total assets worth over $170 billion. It’s a preferred choice for businesses and individuals because they’ve built a reputation on being solid, reliable, and deeply connected to the economic heartbeat of the continent, from major corporate deals to personal savings accounts. It has also invested in digital tools such as mobile banking, online payments and automated services. Many Africans and even international businesses trust Standard Bank because they offer services that work without complications and have partnerships with global financial institutions. FirstRand Group (South Africa) FirstRand is another South African giant known for its sharp business innovation. It has total assets worth $88 billion, which makes it one of the top banks in Africa. It also offers diverse financial services, ranging from retail banking to investment management. It is the parent company of well-known brands like First National Bank (FNB) and Rand Merchant Bank (RMB). FNB, particularly, has been ranked one of the first movers in digital services and caters to a wide range/demography of clients. RMB, its investment arm, is involved in major projects across Africa, including energy, agriculture, and infrastructure. FirstRand stands out as one of the top banks in Africa because of its mix of innovation and good customer service. It also has reliable loan offers for all business sizes. Customers across Africa bank with them because they offer more than just a place to store money; they also act as financial partners that help you save and earn rewards in modern ways. Absa Group (South Africa) Formerly Barclays Africa Group, Absa is one of the strongest and most visible banks in Africa, with operations in over 10 African countries. It has a total asset worth of $83 billion. What makes ABSA stand out is its significant investment in digital banking, corporate finance and wealth management. They are an example of a large, established bank working hard to make their app a one-stop shop for everything from paying bills to applying for a loan, recognising that for many, a smartphone is now their primary bank branch. Absa leads as one of the top banks in Africa because it has a strong physical presence, and its online platforms are easy to understand. It also supports many African businesses through diverse loan offers, training programmes and partnerships. Also, its rebranding from Barclays to Absa gave it more of an African identity and helped it focus more on local needs. Ecobank Transnational Incorporated (Pan-African) Ecobank is a pan-African banking group with operations in over 30 countries. It is one among the few banks that represent Africa at large and has the widest reach on the continent. Its headquarters is located in Lomé, Togo. They have widespread ATMs across the country and a mobile app which has made it easier for customers to manage their money in multiple countries without starting from scratch each time. They are also focused on helping people and small businesses trade across borders with fewer complications. Ecobank’s biggest advantage is its commitment to financial inclusion, its widespread presence and the major role it plays in regional trade through its digital platforms. Attijariwafa Bank (Morocco) Attijariwafa Bank is one of the largest banks in Morocco, with total assets worth $67 billion. It operates in over 25 countries with its headquarters in Morocco. It offers services that involve retail banking, corporate finance, and asset management and is one of the most respected and strong banks in North Africa and is growing rapidly across West and Central Africa. Attijariwafa Bank ranks as one of the top banks in Africa because it has excellent financial stability, and they also provide funding programmes and advisory services to entrepreneurs. It also provides a reliable source for international transactions. Morocco has strong banking regulations which are beneficial to Attijariwafa Bank. Hence, for any business or individual looking to expand into West Africa, this bank is a trusted choice. National Bank of Egypt (NBE) As the country’s oldest and largest bank, National Bank of Egypt is more than a bank; it’s a national institution. It has total assets worth $155 billion and has 510 branches across the Egyptian nation and more than 14 million customers. It has been in existence for more than a century and dominates the Egyptian banking sector. The bank has a significant international presence and holds a significant portion of Egyptian deposits and is instrumental in financing massive government projects and supporting public sector companies. As one of the top banks in Africa, it has a strong financial base and a massive customer network and offers simple saving options, supporting industries like transport and agriculture. For anyone who seeks long-term stability and experience, NBE is a trusted option due to its long history. How to Choose the Right Bank in Africa Knowing one of the top banks in Africa is one thing, but knowing how to decide the right bank to use is better. Some things to consider while choosing the right bank include: Accessibility Choose a bank that is readily accessible, one that has branches

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Poultry Farming Business Plan: A Complete and Practical Guide for Beginners

Nendirmwa Dakup / November 17, 2025

If you are thinking of starting a poultry farm, the first thing you need is a poultry farming business plan. Let’s be honest. The idea of starting often begins with a simple, wholesome image: the gentle clucking of hens in a sunny yard, the promise of fresh eggs for the family, or the satisfaction of raising healthy chickens. But in reality, enthusiasm alone won’t pay the bills. A well-thought-out poultry farming business plan is the single most important document you’ll create. It’s your blueprint, your financial roadmap, and the document that convinces banks and investors you’re serious. This article will guide you through a simple but detailed poultry farming business plan you can follow whether you want to raise broilers, layers, or both. Introduction to Poultry Farming Poultry farming has grown to be one of the most profitable businesses in Nigeria that drives economic and social growth. It involves raising domestic birds — chickens, turkeys, ducks, or geese — for meat. It is popular and in high demand in Nigeria because Nigerians consume chicken and eggs all year round. Demands from restaurants, homes, supermarkets, events, bakeries, hotels, and even food vendors increase the demand for and consumption of poultry products in the country. This is why you need a poultry farming business plan before you even begin poultry farming. It helps determine the scale at which your business will operate, the investment you will take, and prepares you for future challenges and helps calculate your cost. You might waste money or time and struggle to scale up if you do not have a business plan. Step 1: Define Your “What” Before you attempt to start a poultry business, you need to have a clear vision. This is the bedrock of your business plan. First of all, What is Your Niche? Poultry farming is a very broad field. Before you begin, you need to know the niche you would specialise in. Do you intend to specialise in: Egg production (also known as layer farming). It involves rearing chickens that lay eggs and selling the eggs. It is highly productive but requires patience. Raising broilers for families, local restaurants, or freezer sales? Mixing both, perhaps with a heritage breed known for good meat and decent egg production, to have a dual source of income. Selling young hens that are already partially grown, saving other small farmers the brooding stage? Your choice here will influence everything else. From the breed you buy, the way you house them and the overall poultry business farming plan you would work with. What Are Your Goals? State both long-term and short-term goals. Ask yourself questions and answer them honestly. Do you intend to run the poultry business as a full-time job or as a side hustle? These would help to shape the trajectory your business would follow. Step 2: Market Research for Poultry Farming This is one important part of the poultry business farming plan that is usually overlooked. You must know and understand your market before you begin your poultry business. Some few tips for the market research include: Know who you are selling to. Not everyone is your customer. You should be able to plan if you would sell directly to consumers at markets or via social media or if you would supply to local cafes or grocery stores. Each of these approaches requires a different approach and marketing strategy. Know the price you would sell at. Go on a market survey to a farmers’ market. See the price eggs and chickens are being sold for. You can also talk to other vendors. This is invaluable in knowing how to sell your products. Survey your potential location/environment. Is there a constant demand for poultry products in your neighbourhood? Is the demand already being met constantly by other vendors? Is the land you hope to purchase affordable? Is that environment safe for birds? Is there space for expansion? Answering these questions would help you know where to set up your poultry business for sustainability and growth. Step 3: Your Startup and Operating Costs You need to be thorough and specific here. This is where the main poultry farming business plan begins. There are certain things you must include in your list for starting up; they include: Land: Do you already have it? If not, factor in lease or purchase costs. Housing and fencing: Cost of building or buying coops, runs, and fencing materials. Equipment: Feeders, waterers, heat lamps, brooders, egg cartons, processing equipment (if for meat). Initial Stock: The cost of your day-old chicks or started pullets. Feed and bedding: For the first few months. Licenses and permits: Check with your local county office. Marketing: Website, signage, market fees. And then your operational costs, best calculated on a monthly basis, include: Feed: This will be your single biggest ongoing expense. Bedding: straw, wood shavings, etc. Utilities: Electricity for brooders and waterers in winter. Healthcare: Basic supplements, vitamins, and a vet fund for emergencies. Marketing and transportation: Fuel to markets, etc. Vaccination and medication. While estimating your costs, be on the higher side. Having much left over is better than running out of funds while executing your poultry farming business plan. Step 4: Setting Up Your Poultry House The nature of your poultry house will determine how successful your poultry business will turn out to be. You need to set up a house that would shield your birds from predators and the harshness of the weather. A good poultry house should be well-ventilated, have dry floors, adequate spacing, proper lighting, feeders and drinkers, and the birds should have access to clean drinking water. The poultry house should always be kept clean and healthy; this reduces the risk of diseases and keeps your birds comfortable. Step 5: Feeding and Vaccination Plan In starting out, it is important you learn how the birds are fed on a daily basis and the types of feed they eat as they grow. For broilers, you feed them for the first 14

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5 Best Social Media Platforms for Influencers to Grow and Earn in 2026

Nendirmwa Dakup / November 16, 2025

In today’s digital age, the rise of social media has changed how people connect, share ideas, and make money. One major thing that causes many people to thrive online is influencing—it’s the virtual place where you connect, share, and build relationships with people who share your interest and fuel your growth. But with so many options out there, how do you, as a current or aspiring influencer, choose where to plant your flag? You can’t be everywhere at once—at least, not without burning out. The key isn’t to join every single social media; it’s to find the one or two that genuinely fit your voice and your audience. This article discusses the 5 best social media platforms for influencers, their advantages, and how they can build your online presence, increase your follower base and earn you an income. 1. Instagram — The Visual Powerhouse Instagram is fundamentally a visual platform. So, if your content can be captured in attractive images or short, engaging videos, this should be your top social media platform for influencers. This makes it perfect for travel creators, foodies, fashion and beauty gurus and lifestyle coaches. It allows them to tell their story visually while still reflecting their brand identity. The platform has multiple features like stories, reels, feeds, lives and polls, which make it easy to interact directly with followers. You can use your Stories to ask questions and share your day-to-day life, while your Reels and feed allow you to showcase your polished, high-value content. An added advantage is that brands mostly consider Instagram first for influencer marketing because of its high engagement rate. 2. TikTok — The King of Short Videos If you’re not afraid to be on camera, you have a talent for entertainment, and you understand the language of trends and sounds, TikTok could be your main stage. It has become one of the fastest-growing social media platforms for influencers. It utilises short-form video content, making it ideal for comedians and skit creators, educators, niche hobbyists and storytellers. On TikTok, there is no perfect content. It rewards only authentic and original content and the ability to jump on a trend in your own unique way. If you see a trend relevant to your niche, jump on it fast. Speed and relevance are more important than perfection here. Most influencers love it because of its virality potential. It’s a great place to test new content ideas and make even small creators go viral overnight, establishing their brand personality. It also lets the creators express themselves and helps them quickly gain visibility. Also, because it rewards authenticity, it doesn’t require expensive cameras or professional gadgets to succeed — just your personality and good ideas. 3. YouTube — The Home of Long-Form Content YouTube is more than a social network; it’s the world’s second-largest search engine. It is for when you have a lot to say and is the place for deep dives, tutorials, product reviews, and content that builds serious, long-term authority. And because of its detailed product description, it is particularly strong for serious consumers looking for information before making a purchase. One major reason influencers love it is because of its longevity: even after videos are posted, they still continue to attract more views and income. It also has a monetisation programme that pays its creators, making it a platform for long-term growth. When it comes to long-term monetisation, it stands out among social media platforms for influencers. The relationship between a YouTube creator and their audience is often the strongest as compared to other social media platforms for influencers because it keeps them actively engaged with your video for extended periods of time. Hence, building a loyal community for you. However, this takes time and significant effort. Overall, to succeed on YouTube, you need to structure your content effectively: the key is to keep it relevant even in the next month or year. 4. Pinterest — The Hidden Gem for Creatives Pinterest is the quiet, organised art studio or the dreamer’s vision board. It’s less about social interaction and more about personal discovery and planning. It can be related to a visual search engine; people are not coming to see what you had for lunch or how your day went; instead, they come with an intent. They might be searching for ‘small kitchen decor ideas’ or ‘wedding guest dresses’. Whatever it is that they are searching for, as long as your posts or pins provide answers to them, you can keep attracting engagements years after you publish them. One major reason influencers love it is because it’s a traffic driver. Unlike Instagram, where links are limited, every Pin is a doorway to your website, making it a critical asset among social media platforms for influencers focused on direct sales or ad revenue from a blog. 5. LinkedIn — The Professional Influencer’s Platform LinkedIn is where professional thought leaders, B2B experts, and niche specialists truly influence. Many people assume it is just for job seekers or employers, but it has gone beyond that. It is now one of the top social media platforms for influencers, especially those in the professional and educational fields. Here, they have access to a high-value audience with strong purchasing power, and they get direct access to decision-makers. Tips for Succeeding on Any Platform To maximise your chosen social media platforms for influencers, embed these human principles into your strategy: Be authentic People only follow what they can relate to. So, share your stories and keep them relatable. This is what turns a follower into a fan. Be Consistent, Not Obsessive Being consistent requires strategy. It doesn’t necessarily mean posting always but showing up when you say you will. Draft out a posting schedule that is convenient for you and would not burn you out. Engage, Don’t Just Broadcast Ensure you reply to comments and relate well with your audience. You can host live sessions where you interact with your followers. This builds trust with your followers

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Most Profitable Business in Nigeria with Low Capital

Nendirmwa Dakup / November 10, 2025

Starting a business in Nigeria can be challenging, especially when you don’t have much money to begin with. But the truth is, not all businesses that will grow into a stable source of income require very high physical capital to start. In an economy where everything feels uncertain, people will always prioritise their basic needs. They will always need to eat, they will always need to communicate, and they will always look for small comforts and solutions to everyday problems. Leveraging these basic needs as an opportunity for business is the key to building a sustainable and stable business in Nigeria with low capital. All you need is a smart idea, dedication and the right strategy. In this article, we’ll explore the most profitable business in Nigeria with low capital, focusing on ideas that are practical, realistic, and suitable for both urban and rural settings. Whether you’re a student, a fresh graduate, or just someone looking to escape the 9–5 grind, you’ll find something here that works for you. 1. Food Business (Catering, Street Food, or Snacks) One of the most profitable businesses in Nigeria that requires low capital is food. This is because people eat every single day; hence, your product is not a luxury but a necessity. It is easy to start because you can begin from your kitchen; there’s no need for an initial rent. You can also begin by launching a catering service focused only on small chops and local snacks ranging from meat pies and cakes to zobo (hibiscus drink) and tigernut milk. And you can begin all these from your home kitchen and run deliveries as well. However, you must be careful to choose foods that are in high demand and also maintain personal hygiene and package your products well. This will make customers always come back. This is really beneficial for start-ups because Nigerians spend a significant amount of money on food; hence, the profit margin is really high. 2. POS (Point of Sale) Business With limited ATM infrastructure and cash scarcity issues in many areas in Nigeria, the POS business (or ‘Agent Banking’) is a lifeline for many communities. This has made it one of the most profitable businesses in Nigeria that requires low capital. You also don’t need a big or fancy shop to start. All you need is a good Android phone, the cash float, a reliable POS machine – which can be bought outright or leased for a fixed period of time – and a table or stand. However, before you start, you need to research your location – are there banks around there? Is it a densely populated area? These questions would help you decide where to set up your stand or where to rent as a shop. The wisdom lies in finding a spot with a gap in the market. After this, you should calculate your capital; everything you need to start should be included here. You can choose to partner with a provider; this will lessen the initial burden. Finally, don’t just offer cash services only. Add extra services like bill payments (WAEC, TV subscriptions and electricity bills). This makes you a one-stop shop for customers, and once they trust you, they will refer more people. The commission per transaction earned from the POS business makes it a remarkably consistent and profitable business in Nigeria with low capital in the semi-urban and rural areas. 3. Phone Charging and Airtime/Data Reselling In most semi-urban and rural communities in Nigeria, power supply is unstable, while other communities do not even have a power supply. And because in this digital age, there is the need to connect with the world for various reasons, a unique business opportunity has been created. Phone charging is a very profitable business in Nigeria that requires very low start-up capital. All you need is a small space, a few power extensions and chargers and, most importantly, a steady source of power. You can start by targeting areas that lack access to light or have an unstable power supply, raise your capital and set up there. One major benefit of this business is that it also allows you to run other similar businesses in that same space. You can sell chargers, earphones, screen guards or phone cases, as they also require very little capital. You can use your profit from phone charging to invest in this business. Another business you can run alongside phone charging is airtime/data reselling. In this era, people buy data and airtime almost as much as they buy food. Hence, data and airtime reselling is a profitable business in Nigeria. With a minimal amount, you can register on an online virtual top-up platform and sell data, airtime and cable subscriptions. 4. Laundry and Dry Cleaning Services As people get busier due to their jobs or busy urban lifestyles, the need for time-saving services is increasing. People prefer resting after a busy day or week instead of doing their laundry or organising their closets. This has made laundry and dry cleaning services a profitable business in Nigeria. Starting a small laundry business in Nigeria does not require much; your initial capital is for basic cleaning supplies — detergents, brushes, basins, and gloves. A pressing iron and branded packaging bags should also be included in your capital budget. You can start from home and offer pickup and delivery services, then as you grow, you can invest in a washing machine and a small shopfront. You can also include home and office cleaning services alongside. Many people offer these services in Nigeria, so to stand out you must build trust with your clients by being professional in your work and offering quality and neat work. This will build a loyal customer base for you and attract new clients from referrals by old clients. 5. Freelance Writing and Digital Services This is one of the most profitable businesses in Nigeria that requires very little physical capital. It requires an investment in skill — graphic

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Top 7 Freelance Platforms Nigerians Can Leverage On

Nendirmwa Dakup / November 3, 2025

For many Nigerians, the struggles of getting to a physical work location – traffic, rising cost of diesel and feeding at work – have made them begin to consider other means of income. In recent times, the digital space has provided opportunities for multiple streams of income that have the ability to change the way people work and keep them in control of their time and income. Whether you are a writer, designer or web developer, there is a wide range of opportunities for you on freelance/remote platforms. In this article, we’ll look at the top 7 freelance/remote platforms Nigerians can leverage to build a thriving career from the comfort of their homes and how to succeed on these platforms. 1. Upwork When people think of freelance/remote platforms, Upwork is often the first name that comes to mind. Upwork is a structured marketplace where freelancers like writers, graphic designers or web developers connect with clients interested in the skills they provide. It’s a corporate and professional workplace with millions of job opportunities available to both professionals and beginners in any field. However, to build a serious career and succeed here, you need a detailed profile – one that has a professional photo and a compelling bio that addresses your client needs and showcases your skills and your previous job experiences. This makes you more qualified for high-paying jobs. The key lies in starting small: bid on smaller jobs and deliver quality work; this will earn you 5-star reviews. Additionally, when submitting proposals, ensure you properly read and understand the job description and the client. This keeps you from sending in generic proposals. Upwork is suitable for Nigerians because they are reliable with payments and integrate well with direct local bank transfers. 2. Fiverr Fiverr is another freelance/remote platform Nigerians can leverage. It is a powerhouse for creative and digital services and is quite popular among Nigerians because it has a low entry barrier and is quite simple in its operations. Unlike Upwork, where you bid for jobs, on Fiverr you create “gigs”—which are pre-packaged services you offer at a fixed price. Fiverr is most suitable for video editors, voice-over artists and people selling micro-services because you decide the price, which gives you immediate control over your earnings. Also for beginners who want to build a portfolio quickly, Fiverr should be their go-to. However, in creating gigs or building a portfolio, be sure to use images and videos with high resolution and the right keywords; this will help your gig stand out in Fiverr’s search results. Also, be specific with your offers, as being generic might cost you your clients. When it comes to payment, just like Upwork, Fiverr also supports Payoneer and direct bank transfer. These are reliable options for Nigerian freelancers to access their earnings. 3. Toptal Toptal is a freelance/remote platform that has been designed majorly for skilled professionals in tech, software development and product management. It has a screening process that hires only the top 3% of freelance talent globally. The process involves skill reviews, live coding challenges, and language tests. Though the process of application is more complex and harder as compared to other platforms, the reward is totally worth it. This is because, when you get in, you connect with high-quality clients and established companies like Motorola and Airbnb. These projects give higher rates because the platform promotes only exceptional skill. Note that, before you apply on this platform, ensure you have a very solid portfolio and are a master of your craft. 4. Freelancer.com This is one of the oldest and largest freelance/remote platforms. It is also a competitive bidding platform that has diverse opportunities for multiple project categories. Just like Upwork, it runs a bidding system – where you can submit proposals for projects that are posted on this platform. Besides projects, this platform hosts contests where you can submit your entry and win a prize if you qualify. The competition has the tendency to be tough, so to succeed you must strategise by offering extra value to justify your price rate. One advantage of Freelancer.com is that it gives you access to various jobs and competitions; this boosts your visibility and earnings. However, you must avoid generic proposals; keep your bids professional and specific for each job. This makes your client feel that their needs are understood. As Nigerians, leveraging this platform provides an opportunity to practise your pitching skills and build your portfolio as you land your first few gigs. 5. Remote OK Unlike other freelance/remote platforms that are marketplaces for short-term gigs, Remote OK offers long-term remote jobs from companies globally. It is most suitable for content writers, software engineers and professionals seeking a full-time remote salary and benefits. Nigerians can benefit from this platform because employers here are open to hiring people anywhere in the world, so with the right skills they can easily apply to companies in the US or Europe and work with them. And while seeking opportunities on this platform, make sure you update your LinkedIn and résumé before applying and treat that application like a regular job interview. Keep your applications specific for each company. 6. PeoplePerHour PeoplePerHour is a freelance/remote platform that functions with a mix of the bidding model, like Upwork, and the gig model, like Fiverr. They do this through what they call “offers”, which provide flexibility in how you work. It is best for digital marketers, web developers, SEO specialists, and technical writers looking for mid-sized, quality projects. It is strong in the UK and European markets and is of advantage to Nigerians because it offers highly specialised skills with less competition, and they offer their services at affordable rates. On this platform, you focus on setting up hourly offers or applying for projects posted by clients. 7. LinkedIn LinkedIn is growing to be one of the most powerful freelance/remote platforms Nigerians are using to get direct contact with clients and find remote contracts. In this era, businesses are no

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How to Write a Professional Application Letter (Guide for Job Seekers)

Nendirmwa Dakup / November 2, 2025

Many job applicants find it hard to write a well-structured professional application letter, and this usually hinders them from getting their dream job. This is because the effectiveness of your application letter is often what gets you noticed and lands you your dream job. Hence, it is very important to know how to write a professional application letter. This article teaches you how to write a professional application letter that is well structured, outlines your values and achievements and ultimately lands you an interview. What is a Professional Application Letter? A professional application letter is a formal document that you submit alongside your curriculum vitae (CV) when applying for a job. It contains an introduction, lists out your qualifications and convinces the employer that you are the best person for the job. A strong professional application letter has a clear and logical structure. This structure creates a sequence and flow that keeps the reader engaged and leads them to the key information. A professional application letter differs from a CV because it not only lists out your experiences, but it also allows you to express your motivation for the job. Why a Professional Application Letter Matters The job market today is more competitive than it has ever been; employers receive thousands of application letters for a single position. Some advantages of a well-written professional application letter are: To Show You Fit: It directly links your specific experiences and background to the specific requirements listed by the employer. To Show You’ve Done Your Homework: It demonstrates that you understand what the company represents: its value and unique challenges. This shows genuine interest and effort. To Show Your Enthusiasm: It passes across a message that shows how genuinely excited you are for the opportunity and the value you believe you can bring. You can consider your professional application letter as a bridge that connects your skills and experiences to your dream job. You are selling your most valuable product: yourself and your ability to solve their problems. Step-by-Step Guide: How to Write a Professional Application Letter Step 1: Follow the Correct Format A professional application letter should have a clear structure. It should be well organised and have a consistent, simple font. Following a consistent format ensures you cover all the essentials. The format includes: Your contact information Your name Your phone number Your professional email address Date Write it out in simple standard formatting. Hiring manager’s information Name Title Company address Greeting/Salutation “Dear [Mr./Ms./Mx. Last Name]” is always the most professional application letter opener. Instead of the regular “To whom it may concern”, ensure you always write out the hiring manager’s name. In cases where you don’t know his/her name, do some digging on the company’s website or LinkedIn to find their names. Introduction paragraph Body (one or two paragraphs) Closing paragraph Signature Ensure your letter is one page long after following this format. Step 2: Write a Captivating Introduction You need to hook your reader(s) as soon as they begin reading. So, your first 3 sentences must be attention-grabbing because they will ultimately determine if they continue reading or not. You can begin by stating the role you’re applying for and expressing your passion for the company’s work. But in doing this, avoid using generic or weak openings; use specific and strong openings. For instance: A weak opening: “I am writing to apply for the senior manager position at XYZ company.” A strong opening: “When I saw XYZ Company’s opening for a Project Manager, I was immediately drawn to your mission of streamlining sustainable energy solutions. Over the years, I’ve focused on managing complex projects that reduce inefficiency, which perfectly aligns with your mission.” The difference lies in the specificity of the second one and proves that the applicant has done proper research on the company. It also begins by offering a value proposition. Step 3: Highlight Your Relevant Skills and Achievements In this paragraph, you show them why you are the best fit for the job. This is the core of your professional application letter because here, you discuss your experience and skills and connect them to the job requirements. Do not just list out your skills from your resume; rather, use the CAR (Challenge-Action-Result) format to structure out a compelling narrative. Challenge: Briefly describe the problem. (For instance, at my previous company, we faced a 20% drop in renewal rate…) Action: What steps did you take? For instance, I initiated a feedback system where I personally conducted check-in calls with our top 50 clients. Result: What was the outcome? (For instance, this resulted in an 85% retention rate within the first month of implementation). These instances can be structured into clear paragraphs, and each needs to be focused on the key skills required for the job and how you demonstrated those skills. This interests the hiring manager and makes him/her want to look into your CV for the details. Step 4: Show You Understand the Company This part of your professional application letter should be able to show how well you know the company and are interested in what they do. This is because employers mostly consider candidates who learn about the company first before others. You can mention a recent achievement or product launch by the company. For example, “I’ve been following your company’s page on LinkedIn for a while now, and your recent post on the ways to make money online without investment resonated deeply with my knowledge of affiliate marketing.” You can also talk about their mission or values and how, as an individual, those values are similar to the values you uphold. Doing this shows that you didn’t just submit your letter to any company that had an opening, but you deliberately chose them because you are interested in the role. Step 5: End with a Confident and Polite Closing End your letter with confidence. Thank the reader for the time. Briefly restate your excitement for the opportunity. Mention something specific about the

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Top 10 Health Benefits of Alligator Pepper (Uses, Nutrition and Side Effects)

Nendirmwa Dakup / November 2, 2025

Alligator pepper, also known as Aframomum melegueta, is traditionally used as a staple in many cultural settings. Across Nigeria, it’s known by various names—atare (Yoruba), ose oji (Igbo), and citta (Hausa). It has a warm, peppery taste, making it an essential addition for soups and stews. But beyond this, it is a natural way of boosting health. In this article, we will discuss the health benefits of alligator pepper, its nutritional value and its potential side effects. Nutritional Composition of Alligator Pepper The health benefits that alligator pepper provides are due to the rich amount of nutrients and minerals it contains. So, in order to understand how these health benefits come into play, looking into its nutritional composition is important. Its nutritional content includes: Vitamins: Vitamin C, vitamin E and several B vitamins are the vitamins that are contained in alligator pepper. Minerals: Contains essential minerals, including potassium, calcium, magnesium, and zinc in varying amounts. Dietary Fibre: Fibres which aid in weight management and blood sugar regulation are contained in alligator pepper. Antioxidants: Alligator pepper is rich in antioxidants such as flavonoids, tannins, alkaloids and phenolic compounds. Carbohydrates: Contains moderate amounts of carbohydrates, including dietary fibre. Protein: Alligator pepper provides a small amount of plant-based protein. Fats: Contains minimal fats, primarily essential oils like gingerol, paradol and shogaol. Top 10 Health Benefits of Alligator Pepper 1. Boosts the Immune System The antioxidant content of alligator pepper provides one of its major health benefits – boosting the immune system. It helps the body fight infections and reduce oxidative stress caused by free radicals, which is also linked to ageing and chronic diseases. It also contains compounds that promote the production and release of neutrophils, a white blood cell responsible for fighting infection. Consuming alligator pepper regularly helps the body resist illnesses and recover speedily from colds or fatigue. 2. Improves Digestion Alligator pepper has been used traditionally to boost the digestive system. Science has proven it facilitates the secretion of digestive enzymes, helping the stomach break down food and absorb nutrients. Gastric juice and saliva are some of the enzymes that facilitate digestion and help in food breakdown. It has antimicrobial properties that help to remove gas from the stomach and intestines, which helps ease bloating and indigestion. It does this by inhibiting the growth of salmonella, a harmful bacterium. This is one of the most well-known and practical health benefits of alligator pepper. 3. Supports Weight Loss One of the well-researched health benefits of alligator pepper is its potential role in supporting weight loss. It can help your body burn calories faster, leading to weight loss. This compound activates brown adipose tissue, which enhances production of heat and increases the rate at which calories are lost. Alligator pepper contains some compounds that help to reduce hunger; hence, it is easier to stick to a healthy diet plan. Another means through which alligator pepper helps in weight management is by improving digestion. When food is broken down properly in the body, it reduces bloating, which ultimately reduces the buildup of undigested food in the body. For people trying to lose weight naturally, alligator pepper is a healthy choice. 4. Enhances Sexual Health In traditional medicine, alligator pepper has been used to improve sexual health for both men and women. Recent studies by scientists have revealed that some extracts from the spice help boost libido and enhance sexual endurance. Though not really proven in humans, it has been studied and proven in animals and traditional health practice. It is regarded as a natural aphrodisiac, increasing blood flow and nerve sensitivity. This remains one of the long-term health benefits of alligator pepper. 5. Relieves Pain and Inflammation Diseases like arthritis and cramps are mostly characterised by inflammation. Alligator pepper has anti-inflammatory compounds like tannins and flavonoids that inhibit the production of inflammatory molecules in the body. This reduces inflammation and swelling, thus providing relief to the body against discomfort and pain. It has also been used in traditional practice to manage pain such as headache and joint pain. Hence, consuming alligator pepper helps manage inflammation and contributes to the overall health benefits of alligator pepper. 6. Regulates Blood Sugar Levels This is one of the most significant health benefits of alligator pepper. It is known to possess anti-diabetic properties and has long been used in West African medicine to manage diabetes. This spice helps your body use insulin more effectively, hence lowering blood sugar levels. This is effective in reducing the rate at which sugar is absorbed into the bloodstream. In diabetic patients, it can serve as a natural remedy that improves the function of cells that cause the secretion of insulin and stabilises sugar levels, leading to more stable energy throughout the day. It also possesses antioxidant properties that counteract the damage caused by high blood sugar levels. 7. Promotes Heart Health Heart problems are common among Nigerians. And one of the leading causes is poor dieting. Alligator pepper is important in improving heart health due to its high phytonutrient constituent and antioxidant content. Some of them, such as flavonoids, alkaloids and cardiac glycosides, assist in reducing the risk of developing cardiovascular problems. It also lowers cholesterol levels, thus shielding blood vessels from damage and maintaining a healthy circulation. It also defends the body against free radicals, which are harmful molecules produced by the body. Consuming alligator pepper increases the amount of these antioxidants and minerals in the body. This is an important health benefit of alligator pepper which Nigerians have to understand. 8. Supports Oral Health In traditional medicine, alligator pepper was used to alleviate dental pain. Recent research has also confirmed this. This is primarily due to eugenol, the major active ingredient in alligator pepper. It has antibacterial properties and acts as a natural pain reliever. It is a natural anaesthetic: it instantly numbs the area it touches, providing temporary relief from pain. This makes it highly effective for treating dental pain and explains why the compound is a

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Top Makeup Products Every Nigerian Lady Should Own (2025 Edition)

Nendirmwa Dakup / November 2, 2025

For many Nigerian women, makeup is an essential part of their daily appearance, boosting their beauty and confidence. But there are a lot of diverse challenges they face while choosing the makeup products to use, such as the climate and the right product for their skin tone. As students, working professionals or brides, having the best makeup products contributes to how elegant they appear and how much the makeup causes them to look their absolute best. In 2025, makeup has evolved; hence, in choosing the best makeup products to use now, it is not about the bulk of products you gather but having the right ones. Let’s look into a list of carefully selected makeup products for the Nigerian skin tone and climate. These are the top makeup products every Nigerian lady should own to look her absolute best. 1. Primer Due to the hot weather in Nigeria, especially around the T-zone, having oily skin is common for most Nigerian ladies. This can cause makeup to melt away quickly. This makes primer an essential part of your makeup kit. It should be applied before applying foundation, because it attracts your makeup to your face, keeping it in place. It is a shield against the humid weather and aids in minimising pores and controlling oil, hence keeping your face smooth. Go for the one most suitable for your skin tone. There are oil-free mattifying primers for people with oily skin and hydrating primers for those with dry skin. This helps in complementing all the other top makeup products every Nigerian lady should own. 2. Foundation This is another essential part of your makeup kit. A good foundation blends easily with your skin, giving it a more even and radiant tone. However, finding the right foundation shade for your unique skin tone can be a bit tricky. But in 2025, makeup brands have included diverse shades, from caramel to ebony. In choosing the best foundation for your skin, you must first focus on finding your undertone. Golden? Warm? Red? Neutral? You must also understand your skin. Do you have dry or oily skin? For dry skin, you can use a satin or hydrating formula, while for oily skin, a matte or semi-matte foundation is perfect. You can consider using trusted Nigerian brands like Nuban Beauty or Zaron Cosmetics because they are intentional about catering for our melanin. Also, colour corrector is another additional product you should own. It helps in covering dark circles and clearing out hyperpigmentation before you apply foundation. A perfect foundation gives your skin an even tone; this makes it one of the top makeup products every Nigerian lady should own. 3. Concealer This is a top makeup product every Nigerian lady should own. After applying foundation and blending the skin evenly, concealer helps to brighten your face. Using it helps to hide scars, eye bags and acne. You can apply a concealer that is a little bit lighter than your foundation under your eyes to brighten dark circles, and also a concealer that matches your foundation colour can be applied on the chin and forehead to cover dark spots and cause a glow. An ideal concealer is usually creamy, doesn’t cause wrinkles and can also be used as a highlighter. But to keep it in place, it is advised to set it lightly with powder. 4. Setting Powder With the level of heat and humidity in Nigeria, it is very easy for makeup to wash off your face. This makes setting powder a necessary makeup product every Nigerian lady should own. It sets your makeup by absorbing oil and controlling shine and helps your foundation last longer. It acts as the glue that holds everything together and is particularly used under the eye area, forehead and jawline. But in choosing your setting powder, you need to go for one that is translucent; this does not alter your foundation shade or need extra colours to set properly. Banana powder can also be used to set an under-eye concealer and brighten skin tones without leaving a white cast. Many Nigerian brands produce setting powders that are tailored to fit the Nigerian climate. Some of them include Sacha Buttercup Setting Powder and Ben Nye Banana Powder. 5. Eyebrow Pencil or Gel Well-defined brows can ultimately pull your entire look together. They frame and shape your face, open your eyes and produce a natural look. In 2025, there is an ongoing trend of soft and natural brows, and it can be achieved by using an eyebrow pencil in a dark brown or black colour. The key in using this lies in using a fine eye pencil that matches your brow hair and drawing hair-like strokes. After that, you can use a brow gel to keep the hairs in place and give a little more colour. Over time, Davis Eye Pencil (No. 18) and Zaron Brow Definer have been used and cherished by Nigerian ladies. 6. Eyeshadow Palette As a Nigerian woman, you don’t need too many palettes. There are certain colours that make your eyes bold, and those are the only ones you need. Your collection of colours on your palette should include warm neutrals, which are perfect for everyday casual wear, and a touch of gold or silver, which can be applied to the centre of the lid or the inner corner. A dark brown or black palette can also be included to fill in your brows or define the outer V. This makes eyeshadow palettes one of the top makeup products every Nigerian lady should own because it elevates your look. 7. Mascara Mascara is one makeup product that every Nigerian lady should own. As a Nigerian lady, if you decide to wear only one makeup product, let it be mascara. It makes your lashes appear longer and darker and also increases the volume of your lashes. No matter the look you are going for, casual or bold, mascara gives it an extra sparkle. If you are in a